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When you are struggling with establishing good credit you may be tempted to look for a quick fix John Carlson Womens Jersey , such as working with a credit repair company. These are companies that promise a miraculous fix to your credit but generally end up leaving you with more debt and worse credit than when you began. They do this through scams, lack of education Braden Holtby Womens Jersey , and more. It is because of this that working through a company that focuses on credit repair education is critically important. These companies work with you to understand what your financial pitfalls are and clean up your credit report through disputing untrue items. They also educate you on your rights as a consumer.
When looking into companies to help you with your credit the Federal Trade Commission (FTC) recommends looking for the following warning signs:
* The company wants money up front before they do any work
* The company does not disclose your legal rights
* The company recommends you do not contact creditors directly
* The company advises you to take action that may not seem entirely legal, such as creating a new credit identity
It is because of this that it is critical to choose a company that offers you a service that you cannot do yourself and is 100 percent legal. Even the most reputable of credit repair companies will simply take untrue items of your credit report. This is something you can do on your own for free; you do not need to hire a company to do this for you. As you look deeper into the mission of these companies even the most reputable credit repair companies make it clear they are just out for themselves and their long term goal is to keep you as a client Andre Burakovsky Womens Jersey , rather than ensuring your financial independence.
This is why developing a relationship with a credit education company is to your advantage. A company like Financial Education Services will work with you to remove untrue items from your credit report and develop strategies for ensuring that financial disaster does not strike again. A credit repair company will also work with you to ensure that you know your rights as a consumer and understand your credit report.
There are also credit education companies out there with an extensive curriculum that focuses on financial literacy at all ages. This shows the company's dedication to education, rather than making a quick buck. For example Philipp Grubauer Womens Jersey , Financial Education Services has programs geared toward youth financial literacy. The dedication to education is what makes credit education companies stand apart from credit repair companies. Credit education companies prove they are dedicated to your long term success, rather than simply being out for themselves.
Overall Christian Djoos Womens Jersey , educating yourself about the options available to you when it comes to repairing your credit is an excellent idea. You are your best advocate and ensuring that you have a good knowledge base to back up your gut feelings will serve you well in your financial life and in your life in general.
Dell XCD28 is a Hit
Posted On : Mar-16-2011 | seen (237) times | Article Word Count : 403 |
The new Dell XCD28 is the latest Smart phone which is making many go gaga over it. It has the latest OLED touch screen with a display of 2.8 inches. The black color of the phone commands people鈥檚 attention and can be professional and trendy at the same time. The battery of the of this phone is very commendable as it is a standard Li-on battery which gives a lot of talk-time and a stand-by time on its 2G and 3G new Dell XCD28 is the latest Smart phone which is making many go gaga over messaging is also very convenient and the net browsing is also a pleasure for the user as it allows easy access to many of the social networking sites.
Dell XCD28 features: * Dell XCD28 has an Android 1 operating system and the very responsive ARM 11 600 MHZ camera is 15 MP with a zoom quality of 5x and there is also an autofocus which helps in crystal clear black color of the phone commands people鈥檚 attention and can be professional and trendy at the same XCD28 also comes with a memory of 256 MB and audio of the phone is equipped with a lot of features like vibration, downloadable polyphonic Devante Smith-Pelly Womens Jersey , MP3 ringtones which are very comes into hand at 7759 which can be totally has the latest OLED touch screen with a display of 8 inches.
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